Blue Cross Health™
Complete Health Benefits
Blue Cross have changed the Individual Health Benefits marketplace.
Unlike other products in the market,
Complete Health is designed to fit and grow with you.
Build the plan you need now, knowing you can change it as your circumstances and needs change. You can mix and match coverage and add or remove members to your policy. Best of all, you can pass coverage on to your children when they leave your plan.
Do you have questions about coverage?
You can compare the coverage modules in the tables below or contact us directly for personalized help?
Health Benefits
Coverage Options | Complete Health Entry | Complete Health Essentials | Complete Health Enhanced | Guaranteed Issue |
|---|---|---|---|---|
Coverage | 60% | 70% | 80% | 70% |
Health Practitioners Massage Therapist | - | $400 | $500 | $300 |
Health Practitioners Physiotherapist |
$250 |
$400 |
$500 |
$300 |
Health Practitioners Psychologist | $250 | $400 | $500 | $300 |
Health Practitioners Chiropractor | $250 | $400 | $500 | $300 |
Health Practitioners Acupuncturist | - | $400 | $500 | - |
Health Practitioners Dietitian | $250 | $400 | $500 | - |
Health Practitioners Naturopath | - | $400 | $500 | - |
Health Practitioners Audiologist | $250 | $400 | $500 | - |
Health Practitioners Occupational Therapist | $250 | $400 | $500 | - |
Health Practitioners Osteopath | $250 | $400 | $500 | $300 |
Health Practitioners Podiatrist / Chiropodist | $250 | $400 | $500 | $300 |
Health Practitioners Speech Therapist | $250 | $400 | $500 | $300 |
Ambulance | - | $420 | $420 | 70% up to $420 per year. Ambulance Attendant: 70% up to $280 per year. |
Hearing Aids* | - | $400 / 5 years | $400 / 5 years | $350 / 5 years |
Family Assistance Program | included | included | included | included |
Orthotics | $150 | $150 | $225 | $105 |
Vision Care* | $100 / 2 years | $150 / 2 years | $300 / 2 years | $105 / 2 years |
Diabetic Supplies** | - | No overall maximum. $2,280 for Continuous Glucose Monitoring Supplies | No overall maximum. $2,280 for Continuous Glucose Monitoring Supplies | 70% up to a combined maximum of $2,500 per year with equipment, supplies, nursing and prosthetics |
Equipment** | - | No overall maximum | No overall maximum | Combined maximum of $2,500 |
Nursing** | - | $3,500 / 2 years | $5,600 / 2 years | Combined maximum of $2,500 |
Prosthetics** | - | Up to $10,000 / lifetime | Up to $10,000 / lifetime | 70% up to a combined maximum of $2,500 per year with diabetic supplies, equipment, supplies and nursing |
Dental⁎
Coverage Options | Complete Health Entry | Complete Health Essentials | Complete Health Enhanced | Guaranteed Issue |
|---|---|---|---|---|
Coverage | 60% ($500/year) | 70% | 80% | 70% |
Fillings | $500 | no overall maximum | no overall maximum | no overall maximum |
Extractions and Root Canals |
- |
no overall maximum |
no overall maximum |
no overall maximum |
Periodontal | - | - | $1,200 | - |
Major | - | - | $500 | - |
Orthodontics (18 and under) | - | - | $1,500 / Lifetime | - |
Accidental Dental | $7,000 / Lifetime | $7,000 / Lifetime | $7,000 / Lifetime | 70% up to $7,000 per Lifetime |
Accidental Death and Dismemberment
Coverage Options | Complete Health Entry | Complete Health Essentials | Complete Health Enhanced | Guaranteed Issue |
|---|---|---|---|---|
Accidental Death and Dismemberment | - | Applicant and applicant's spouse are covered up to a maximum of $10,000 each | Applicant and applicant's spouse are covered up to a maximum of $15,000 each | Applicant and applicant's spouse are covered up to a maximum of $25,000 each |
Drug Benefits
Coverage Options | Complete Health Entry | Complete Health Essentials | Complete Health Enhanced | Guaranteed Issue |
|---|---|---|---|---|
Coverage | - | 70% | 80% | 80% |
Annual Maximum | - | No overall maximum | No overall maximum | $2,500 |
Birth Control |
- |
Covered |
Covered |
Covered |
Smoking Cessation | - | $800 / 5 years | $800 / 5 years | - |
Vaccines | - | - | $250 | - |
Erectile Dysfunction | - | - | $250 | - |
Fertility | - | - | $1,500 / year, $3,000 Lifetime | - |
Travel
Coverage Options | Complete Health Entry | Complete Health Essentials | Complete Health Enhanced | Guaranteed Issue |
|---|---|---|---|---|
Trip Duration | - | - | 30 days | 17 days |
Benefits are per person per year unless otherwise stated. See policy booklet for more details.
⁎Waiting periods may apply to some benefits.
⁎⁎The combined maximum applies to the coverage for diabetic supplies, equipment and supplies, nursing and prosthetics.
Do you have questions about coverage?
Complete Health
(Most popular)
Customize your benefits to meet your needs and budget.
Guaranteed Acceptance
Get basic benefits that cover pre-existing conditions - without any medical questions.
Assured Access
Take your health benefits with you wherever you go - guaranteed for life.
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