What happens if you are away on vacation and you have a heart attack, a car accident or a medical episode that takes you to the hospital? DO YOU KNOW THE CORRECT STEPS TO MAKING A CLAIM FOR YOUR EXPENSES WITH YOUR INSURANCE PROVIDER?
WHEN A MEDICAL EMERGENCY OCCURS:
- Know your emergency medical assistance phone number. You should be able to phone toll-free or make a collect call.
- IF POSSIBLE contact the emergency medical assistance before seeking treatment. If you are unable to do so, have someone else make the phone call for you. Some policies have a penalty for failing to contact them within a set period of time unless it was unavoidable.
- The travel insurance company will work with the medical facility to help get you the emergency treatment you need, even if that means moving you to another medical facility that can provide the right care for you. It may be that you are stable enough to travel so you may be brought back home to a local hospital by air ambulance. Let them do the work. Let them guide you, not you guide them.
You all know that travelling without emergency medical travel insurance is NEVER a good idea. It could cost you thousands of dollars if an emergency occurs. But when you need to use your insurance, do you know the steps to take in making a claim? It is extremely important to know these steps…Continue Reading