Why Canadians need travel insurance when traveling within Canada?

Why Canadians or permanent residents need travel insurance when traveling within Canada?

Provincial healthcare plans do not cover you fully outside of your home province.

You are NOT covered by your provincial health plan for the following:

  • Ambulance - ground, air or sea rescue
  • Family member to your bedside
  • Medical equipment rental or purchase
  • Prescription drugs
  • Dental services
  • Accommodation costs and meals for traveling companions
  • Escort of insured children home when you are hospitalized
  • Escort of injured person home
  • Return of vehicle

Your provincial health plan PARTIALLY covers you:

  • Emergency room fees
  • Hospital Fees
  • Doctor visits
  • X-rays and lab work

Protect Yourself and Your Family

12 months out of your province!

$44.85 age < 60 or $101.20 age 60+ per person covers you for up to 12 months out of your province!

  • Unlimited Trips  Within Canada
  • Trips from 1 day to 12 months. You Choose  
  • Includes a 2 day out of country annual plan  

2 weeks (15 days) out of your province!

$15.70  age 19 or $24.15 age 61. 

  • The above quotes are from Tugo.   
  • Other travel insurance companies to choose from.  
  • Contact Us for accurate quotes for YOUR needs! 

Bridgette was skiing with her family B.C. for the first time. Unfortunately, she had a bad run and crashed into a tree. She was airlifted from the mountain to the nearest hospital and required being hospitalized for 5 days before being released.

Air ambulance fees...


Doctors' fees...


Amount paid by TuGo


Details provided by TuGo

An Alberta mother had a premature birth while in Northern Ontario. She was rushed to hospital but that hospital could not deal with her medical issues so was airlifted to another hospital. There she underwent an emergency caesarean and everything worked out fine medically.

Air ambulance fees...


Details provided by Toronto Star

Nova Scotia senior was visiting his family in Alberta. He became short of breath which required him to be airlifted by helicopter Edmonton.

Air ambulance fees...


After bargaining, the amount was reduced to $14,000

Details provided by CTV

Ontario resident was visiting her parents in Nova Scotia. She had a medical emergency and the ambulance took her to the hospital. Because of the medical issue they discovered, she was then airlifted to another hospital 150 km away where she had emergency surgery. 

Ambulance fees...


The interest has been waived. She is paying off the bill at $50 per month. It will take her about 21 years to pay down the debt.

Details provided by CBC

Protect Yourself and Your Family